Alternatives
Security for Expenses Scheme

Security for Expenses Ltd

Security for Expenses Ltd. operates the website at securityforexpenses.co.uk.
Security for Expenses Ltd
NB: This comparison is provided in good faith based on the information available on their websites at the end of December 2024 - you will need to check that our comparison remains accurate and up to date.

Security for Expenses Scheme

Free Security for Expenses accounts, held safely at the Bank of England.
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Security for Expenses Ltd

Security for Expenses Ltd. operates the website at securityforexpenses.co.uk.
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Compliance Fees
A "base fee" is charged for this
% of Security
From 1.5%-2.5%
Underlying Bank
Bank of England
Barclays Bank plc
Segregation
Their T&C's confirm funds are segregated.
Safeguarding
No details available.
No Extra Costs
Their fees page explains all of the extras you could be charged.
Simple Terms & Conditions
They look pretty complicated to us.

How much do the arrangements cost?

Security for Expenses Ltd's website sets out the fees as follows:

  • UK-resident individuals and UK-registered companies: £150 + 1.5% of the security sum
  • Overseas entities and individuals: £300 + 2.5% of the security sum

The Security for Expenses Scheme does not charge fees.

Where is the security held?

Security for Expenses Ltd provide on their website:

"Money is deposited directly by the person giving security into our segregated client account at Barclays Bank plc. which means that it is safeguarded under the Payment Services Regulations 2017."

The Security for Expenses Scheme holds your security at the Bank of England.

Are the funds segregated and safeguarded?

Security for Expenses Ltd provide on their website:

"Money is deposited directly by the person giving security into our segregated client account at Barclays Bank plc. which means that it is safeguarded under the Payment Services Regulations 2017."

They do not confirm if they have safeguarding arrangements in place with Barclays Bank plc.

The Security for Expenses Scheme segregates and safeguards your funds.

Are there any hidden costs?

Security for Expenses Ltd provide on their website that additional fees are charged for various scenarios, including but not limited to 'reissuing offer and contract schedule', 'partial release of the security sum', 'each additional entity in the ownership structure', 'change of surveyor', 'change of bank account', 'enhanced due diligence' - these vary from £150 to £3,250 each.

The Security for Expenses Scheme does not allow for any hidden costs.  The only possible extra cost is very clearly signposted - the dispute fee that you can read about here.

How quickly will they open your account?

Security for Expenses Ltd provide on their website:

"We are usually able to set up the holding facility within three working days of receiving all the required information."

The Security for Expenses Scheme can generally open an account within a matter of hours.

Do you receive interest on your security?

Security for Expenses Ltd provide on their website:

"All interest accruing on Security Sums held in the Company’s segregated client accounts will be retained by the Company. Any negative interest applied to the Security Sum by the bank holding the funds will be deducted from the Security Sum."

The Security for Expenses Scheme does not pay interest, but does not charge any fees.

What are the terms and conditions?

Security for Expenses Ltd's terms are available at their website.

The Security for Expenses Scheme operates clear, transparent Scheme Rules - there are only 6 and they are very short.

Find out more about 

Security for Expenses Ltd

Open a free Security for Expenses Account

You can open a free Security for Expenses account at any time, 24/7.
Security held at the Bank of England.
Pricing

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Simple, transparent pricing that grows with you. Try any plan free for 30 days.

Basic plan

$10/month
Basic features for up to 10 users with everything you need.
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Business plan

$20/month
Advanced features and reporting, better workflows and automation.
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Enterprise plan

$40/month
Personalised service and enterprise security for large teams.
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User access
Basic features
Saved reports
10
20
Unlimited
Individual data
20GB
40GB
Unlimited
Support
Automated workflows
200+ integrations
Reporting and analytics
Analytics
Basic
Advanced
Advanced
Export reports
Scheduled reports
API access
Advanced reports
Saved reports
Customer properties
Custom fields
User access
SSO/SAML authentication
Advanced permissions
Audit log
Data history

Basic plan

$96/year
Basic features for up to 10 users with everything you need.
Get started

Business plan

$192/year
Advanced features and reporting, better workflows and automation.
Get started

Enterprise plan

$384/year
Personalised service and enterprise security for large teams.
Get started
User access
Basic features
Saved reports
10
20
Unlimited
Individual data
20GB
40GB
Unlimited
Support
Automated workflows
200+ integrations
Reporting and analytics
Analytics
Basic
Advanced
Advanced
Export reports
Scheduled reports
API access
Advanced reports
Saved reports
Customer properties
Custom fields
User access
SSO/SAML authentication
Advanced permissions
Audit log
Data history