FAQ's
Security for Expenses

What is Security for Expenses?

Security for Expenses arises in the context of s12 of the Party Wall Act. It is the requirement for a building owner to deposit a sum of cash to protect the adjoining owner while building works are carried out on a party wall.
What is Security for Expenses?

UK Government Guidance

The gov.uk Guidance Note provides:

If there is a risk that you will be left in difficulties if the Building Owner stops work at an inconvenient stage, you can request them, before he starts the notified work, to make available such security as is agreed (or if not agreed determined by the surveyor/s), which may be money or a bond or insurances, etc. that would allow you to restore the status quo if he fails to do so.
The money remains the Building Owner’s throughout, but if, for example, you need to have a wall rebuilt, you, or more commonly the surveyors, can draw on that security to pay for the rebuilding.
This provision is usually reserved for particularly intrusive or complex works.

Open a free Security for Expenses Account

You can open a free Security for Expenses account at any time, 24/7.
Security held at the Bank of England.